Non-Dischargeable Debts in Bankruptcy Filing

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Contrary to what many people believe, not all debts are dischargeable regardless of your bankruptcy filing options. For debts like student loans and mortgages, a debtor must enter into some type of repayment agreement rather than have these debts completely discharged.
In many cases, the court will appoint a trustee to liquidate your assets so the […]

Bankruptcy Law and the States

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Although federal bankruptcy law mainly regulates bankruptcies, the individual states can have specific guidelines for the process within their jurisdiction. States can typically choose to have their own rules that govern the types of exemptions that the debtor is allowed to keep after filing for a discharge of their debts.
For instance, some states will allow […]

Chapter 7 Bankruptcy and You

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Chapter 7 bankruptcy is the type of discharge that most people associate with the idea of bankruptcy. Chapter 7 is also the option that most people commonly choose because it offers a fresh financial start without the obligation to repay the debts that the debtor has incurred.
Although there are several other options that debtors can […]

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