Drowning in Debt - Try Debt Settlement Before Filing for Bankruptcy

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For consumers with massive debt, debt settlement may provide a way to avoid filing for bankruptcy. Settling for less than actually owed has been used by borrowers and lenders as long as loans have been made.
Accepting a lower amount than the actual balance is a way for the lender to recoup some money; filing […]

The Time Line For Chapter 7 Bankruptcy

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If you are planning to file under chapter 7 bankruptcy it is very important for you to keep in mind the following timeline. The following timeline describes the rules at various stages before and during bankruptcy.
One Year Prior To Filing Your Case

Within the last one year, if you ever tried to deceive any of […]

Using Bankruptcy Law To Your Advantage

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Bankruptcy law is constantly evolving, although the great majority of the regulations governing bankruptcy law are still based in the major sweeping changes of these laws from a few short years ago. While some states also have specific laws concerning bankruptcy, in each and every case where the state law conflicts with the federal […]

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