Archive for May, 2008
Wednesday, May 21st, 2008
Credit counseling, despite its name, is more a type of debt management counseling. Rather than helping people use their credit, it helps people manage their current debts and, frequently, avoid filing for bankruptcy. While it is frequently seen as a type of credit education, it is really debt counseling.The procedure ...
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Tuesday, May 20th, 2008
Petitioning a court for a judicial declaration of bankruptcy is always an option for people who simply cannot fulfill their debts because of some financial woes.There are 2 kinds of bankruptcy: voluntary bankruptcy where the debtor himself initiates the proceedings; and involuntary bankruptcy where the creditors are the ones who ...
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Monday, May 19th, 2008
Can just one spouse file Chapter 7 bankruptcy? The simple answer is yes!There are a lot of situations where either the husband or wife has incurred a great deal of debt and the debt is in only one of their names and only one of them is obligated to pay ...
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