Bankruptcy Abuse - What Constitutes Abuse?

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Having a lot of unsecured debt might be one of the reasons that a debtor chooses to file for chapter 7 bankruptcy. The debtor can get discharged from all of his unsecured debts by filing for chapter 7 bankruptcy. Debt from credit cards, hospital bills, lawsuits, and other debt are terminated, leaving the […]

Can Debt Problems Be Solved by Bankruptcy?

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Does your debt situation continue to go from bad to worse? Is bankruptcy the only option that you have left to consider? Then you will need to fully explore all the available options to you before you go down this path as there is no turning back. Your credit will never be the same again […]

Secured Creditors & Unsecured Creditors - What’s the Difference?

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A “secured creditor” is one that has a lien on property such as a home or car. A lien is an interest in property that a creditor can use to satisfy a debt. Liens can be voluntary (mortgage or auto loan) or involuntary (a lien on property resulting from unpaid taxes or a […]

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