A Bankruptcy Lawyer’s Blog

The 16th edition is revised to include the most recent forms and figures, changes to state exemption laws (which determine what property bankruptcy filers may keep), and the latest court decisions. Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo’s Chapter 13 Bankruptcy. (20080215)

In these times of massive credit card debt and stagnating incomes, filing for bankruptcy has become the only relief for thousands of people. The information in How to File for Bankruptcy is so complete that a person can file virtually on his own, without needing to hire a lawyer. By no means does the book encourage filing for bankruptcy, but it will help anyone in serious financial trouble determine if bankruptcy might be a sensible course to take, and examines what kind is appropriate for different individuals. All of the necessary forms are included, complete with explicit directions. Like all Nolo Press titles, this is a straightforward, no-nonsense book of useful advice and specific guidance, written in clear, easy-to-understand language.

Review:

Hi, me again. I filed chapter 13 and converted on over to 7. THis was a very good book as well. Had the conversion form in it. VEry handy. THis one had all the legal forms I could think of to use, great instructions. Actual examples on how to fill them out. questionnaires, and check list. I had all my bases covered here. It is very informative on the automatic stay. Where creditors, can not mess with you anymore. One called so much, they woke up the baby.:( Made me mad. )With these nolo books, I also learned how to file a complaint against these creditors. It really help with eliminating some of the old debts. We really needed to seek this relief. I was able to restart, my economic life again with this relief. It happens to the best of us. Don’t be embrassed. THe excemptions were very informational and iron clad true. THey were listed in the back of the book. I used these for my state. I totally trusted what was in the NOLO books. They did me proud. THerefore I was able to keep what I had listed under what exemptions nolo had listed on the list under federal and state exemptions. I guess I was able to totally depend on this book start to finish. I didnot have to go anywhere else, or seek any other forms. It was like one stop shopping. I must say, a judge commented on my organizational skills and asked where I learned to do this, and my work was as good as what has come out of some attorneys office. I said, I thank nolo for this. I happened to have the book with me as a referece. I can depend on NOLO books for what ever comes up, civil. The book gave me the self esteem I needed to actually pull this representing my self off. It was not that bad. Actually it was a challenge. I am now on the high road to financial recovery. Thanks to NOLO press. By the way, doing this on your own is alot cheaper than hiring a attorney. It save me bunches of money. Difference between this one and others, don’t even bother with other books. I think the difference with this one, is nolos reputation. I can count on when I buy their books it gets me thru what ever jam, I have encounterd. I have represented myself on several occasions by using nolo books, for self help. Even if the book is a later edition, still iron clad, as far as forms go. I used a 4th editions forms. I had purchased this one a while back before I purchased this one. I tell you I was the envy of my buddy pals. ONe buddy paid tons of money to a local high power attorny, and I still think I came out better. Just really think it thru, on represnting your self. You can do it with this book. THis one also fits anywhere, even one time I threw it in the glove box, cause I had like errands to run, once, it was shoved into the center consol of my truck, even had green beans, from the baby spilled on this one a time or two. Still was in great shape. What is it about NOLO books that take a licking and come out looking great. MUst be the way they are made. Tuff durable. GOtta run, I am being paged by the baby.:) Later, Betty Hogges PS. YOu don’t have to be a high power attorney to do this, or someone with a high education. this was a very user friendly book, one for all and all for one book. Very equal opportunity read. Easy to understand. I didnot feel like a idiot using this book. I also didnot have to ask outside questions.