A Bankruptcy Lawyer’s Blog

Does Filing Bankruptcy Mean I Can’t Get a Job?

The reputation of bankruptcy has really transformed over the years. Unfortunately, many people still think things about bankruptcy that are simply wrong or out dated. Does filing bankruptcy mean that you’re a deadbeat? Absolutely not! It is a misconception to think that bankruptcy is a sign of irresponsibility. For many, bankruptcy is the best choice they can make in order to secure their financial future.

Along the same lines, many people still think that having a bankruptcy on your credit report will make it impossible to get a job. Everybody knows that its hard to find a job right now. Yes, there are those who search the credit history of job applicants. And yes, a bankruptcy will be there, but its presence on your credit report may only require a little explanation.

Bankruptcy does not say anything about you as a person. A bankruptcy actually signals that you have taken steps to improve your credit and secure your financial future. It is a responsible move that you made to take care of your family and make sure that your debt no longer interfered with the pursuit of your career and it can be explained just like that to your potential employer

The truth about bankruptcy is that many people file because of a life-changing event. A job loss, reduction in pay, or medical emergency permanently changes your life at a time and in a manner you don’t expect. At that point, you have no choice but to make the best decisions for your family and for your future. If that includes bankruptcy, then so be it. It doesn’t mean you are irresponsible or a bad person in fact, it is a pretty good indication that you are responsible and willing to take responsibility for your family. Your employer will most likely understand these feelings.

The whole point of filing bankruptcy is for your life to longer revolve around debt. After you tell your potential employer the reasons why you decided to go into bankruptcy, they will most likely understand and get on to the next part of the interview. There will be no need for them to dwell on it and no reason for you to keep thinking about it either.

Also remember: there’s a good chance that nobody will ask you about the bankruptcy. Bankruptcy is not designed to stop you from living your life. It’s actually the opposite. Your new job or career is waiting for you. You deserve it.

Jim Brown is a bankruptcy attorney based in St. Louis, Missouri. He has spent 15 years fighting an industry that consistently takes advantage of hard-working Americans.He started his rim, Castle Law Office, with his wife and best friend, Sherrie. In his spare time, he enjoys coaching youth hockey, golfing, and spending time with his three wonderful children.For more information, visit http://www.castlelaw.net